Payment Plans

We understand that sometimes you may fall in love with a bag and prefer to spread the payments out. J’s Wardrobe offers a manual payment plan option by arrangement on selected items.

How it works

• A 20% non-refundable deposit is required to secure the item.

• The remaining 80% balance must be paid within 1 month from the date the deposit is received.

• Payment dates will be agreed upon with you before the payment plan is confirmed.

• Payment plans are available by arrangement only and are not automatically available on every item.

• Your item will be reserved for you once the required deposit has been received and confirmed.

• The item will be shipped or made available for collection only once the balance has been paid in full.

How to arrange a payment plan

If you would like to arrange a payment plan for an item, please contact us before purchasing:

Email: [email protected]
Instagram: @j_wardrobe24.nz

Please include the item you are interested in and we will be happy to discuss the available payment plan with you.

Deposit

The 20% deposit secures the item for you and means that we will no longer offer the item to other customers.

Because the item is removed from sale and reserved specifically for you, the deposit is non-refundable if you change your mind, cancel the payment plan, or fail to complete the agreed payments.

Remaining Balance

The remaining balance must be paid in full within the agreed 1-month payment period.

You are welcome to make additional payments at any time before the final due date. Early completion of the payment plan is absolutely fine.

Missed or Late Payments

If a scheduled payment is missed, please contact us as soon as possible.

We may allow a short grace period where circumstances permit. However, payment plans are subject to availability and are not automatically extended.

If the remaining balance is not paid by the agreed final due date and no alternative arrangement has been agreed with J’s Wardrobe, the payment plan may be cancelled and the item may be offered for sale again.

In this situation, previous payments, including the deposit, will not be refunded.

Cancellation

Once a payment plan has been confirmed and the deposit has been received, the order cannot be cancelled for a change of mind.

If you are experiencing difficulty completing your payments, please contact us before your due date. We are happy to discuss the situation where possible, but any extension is at the sole discretion of J’s Wardrobe.

Shipping

Shipping is arranged once the payment plan has been completed and the item has been paid in full.

NZ nationwide shipping is free where stated on our website. International shipping charges may apply.

By entering into a payment plan, you confirm that you have read and agreed to these terms.